Deferring Payments

Hyp allows merchants to defer payments, delaying the charge by a specified number of months. Deferred payments are commonly used for promotions, travel packages, and high-value goods.

Deferred payments can also be combined with installments, where the first installment is charged after the deferral period. For example, a customer may pay in 10 installments, starting three months after the purchase date.

To implement deferred payments, make a standard payment page request, but include the following inside the doDeal element of your request:

<ashraitEmvData>
    <deferMonths>3</deferMonths>
</ashraitEmvData>

The deferMonths element specifies the number of months to defer the payment. The value must be between 1 and 99, with an optional leading zero for values less than 10.

Apart from adding the elements shown above, the payment page flow is exactly the same as for a standard, non-deferred payment.