# When to Use Each Payment Flow The following table outlines which payment flows and configurations apply to common scenarios, along with links to relevant documentation. | When you want to... | Read this | | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Let the customer enter a credit card number and pay immediately. This is the most common scenario that works best for digital goods and instant fulfillment. | [Simple Credit Card](/enterprise/available-payment-options/simple-credit-card.md), [Integrating Hyp’s Payment Page and Accepting Payment](/enterprise/payment-page-integration/integrating-hyps-payment-page-and-accepting-payment.md), [Basic Integration Flow: Hello World With a Full Working Charge](/enterprise/introduction/basic-integration-flow-hello-world-with-a-full-working-charge.md) | | Let the customer pay again with a credit card they used before. | [Saved Card](/enterprise/available-payment-options/saved-card.md), [Suggesting to Save Credit Card Data](/enterprise/changing-the-default-payment-page-appearance/suggesting-to-save-credit-card-data.md), [Showing Saved Credit Cards](/enterprise/changing-the-default-payment-page-appearance/showing-saved-credit-cards.md) | | Let the customer pay with various digital wallets, such as Google Pay, Apple Pay, or bit. | [Digital Wallets](/enterprise/available-payment-options/digital-wallets.md) | | Let the customer pay using gift cards like Multipass or Finitione. | [Gift Cards](/enterprise/available-payment-options/gift-cards.md) | | Send an SMS to the customer that enables them to make a payment. | [Pay By Link](/enterprise/available-payment-options/pay-by-link.md) | | Accept a customer's credit card via a physical payment terminal (for example, connected to a cash register or a PoS system). | [Physical Pinpad/Terminal](/enterprise/available-payment-options/physical-pinpad-terminal.md) | | Enable credit card issuers to provide an additional security layer by sending one-time passwords to customers. | [Introduction to 3-D Secure (3DS)](/enterprise/3-d-secure-integration/introduction-to-3ds.md) | | Start by checking if a customer has enough funds to pay, and charge them later. This works best with goods requiring inventory checks, marketplaces, booking services, and high-value transactions. | [Overview of Two-Phase Commits](/enterprise/two-phase-commits/overview.md) | | Charge an existing customer's card on a recurring basis without their interaction. | [Overview of Recurring Payments](/enterprise/recurring-payments-and-subscriptions/overview-of-recurring-payments.md) | | Account for unstable connectivity environments and securely persist customers' credit card information for short periods of time. | [Short-Term CC Data Storage](/enterprise/additional-payment-scenarios/short-term-cc-data-storage.md) | | Refund a customer or cancel a transaction. | [Refunds & Cancellations](/enterprise/additional-payment-scenarios/refunds-and-cancellations.md) | | Credit a customer's account with funds without an original transaction taking place. | [Payouts](/enterprise/additional-payment-scenarios/payouts.md) | | Issue an invoice or receipt for a customer. | [Overview of Documents and Invoicing](/enterprise/documents-and-invoicing/overview.md) | | Troubleshoot past transactions or find out more about them. | [Overview of Transaction Inquiries](/enterprise/inquiring-transactions/overview.md) | --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://developers.hyp.co.il/enterprise/introduction/when-to-use.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.